Death Benefits/UBA The UBA Life Insurance is $20,000 for active carpenters. For retired carpenters the benefit level is reduced according to age as follows: Age:Benefit: Under 50$20,000 50-54$14,000 55-59$9,000 60-64$5,000 65-69$3,000 70-74$1,500 75+$1,000 Life Insurance Program Opt-Out Form
